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Our Teen Club offers young adults the first step towards financial responsibility and independence!
With a New Wave Savers account, our youth members will be able to open a savings and checking account with a free ATM/Debit card.
The New Wave Savers Club is designed with teen issues in mind. It was created to teach young adults more about financial issues they currently face or will be facing in the near future.
New Wave Savers receive:
- Welcome Packet and gift
- Quarterly Newsletter with age appropriate financial articles and educational materials
- Birthday greeting and gift
- Invitations to participate in special New Wave Contests and promotions (SEE BELOW)
- Free Checking account with your first box of checks free. There’s no minimum balance and no monthly service fee. (Must be at least 16 years of age, with a parent on the account. One free box of checks per year.)
- Free ATM/Debit Card with free checking account.
- Free Online Banking
- Opportunity to apply for a $1000 College Scholarship (graduating high school seniors)
- And we’re thinking of more every day!
Club Member Age 13 - 18 Years
| Minimum Balance/Opening Amount | $25 (teen’s social security number is required to open the account) |
| Monthly Service Charge | None |
| Account Set-up | Joint Account with teen as the primary account holder and parent/guardian as joint account holder |
| Annual Percentage Yield | 0.75% (rates are subject to change; the current rate can be found here) |
| Dividends are compounded and paid monthly based on the average daily balance. The dividend rate and APY may change every dividend period as determined by the Board of Directors. | |
If your account is closed before dividends are paid, you will not receive the accrued dividends. To avoid a loss of dividends, please keep your account open with the minimum balance until the first business day of the following month.
Automatic Transfer electronically transfer funds into your teen’s account to help their savings grow.
Statements Issued Quarterly by Mail or eStatements.
To open a New Wave Savers Club Account, visit one of our 8 convenient locations.
Children will need to be accompanied by a parent or legal guardian when opening an account.
New wave savers Newsletters:
Our newsletters require the free Adobe Acrobat Reader in order to view and print. If you do not already have it, click here to download a free copy.
Note: Special Offers and advertised rates are subject to change.
2009
- Fall - You're Not Too Young to Save for Retirement
- Summer - More Education, More Money!
- Spring - What is the Best Cell Phone Plan for You?
- Winter - A Compromise Teenagers and Parents Can Love
2008
- Fall - Checking Account: A First Step in Money Management
- Summer - How to become a Millionaire!
- Spring - Credit History - What is It?..Why Do I Need It?...
- Winter - Annual Meeting - Teens are invited too!
2007
- Fall - Car Buying Tips Tailored for Teens
- Summer - Summer Slump
- Spring - Need or Want?...
- Winter - A Dollar a Day
