Other Services

As a member of New Horizons Credit Union you can take advantage of these other services:

  • Free Notary Public Service
  • Cashiers Checks
  • Travelers Checks
  • 24-hour Night Depositories
  • 8 Convenient Locations
  • Drive-Thru Window Service
  • Saturday Hours (2 Locations)
  • Safe Deposit Boxes (2 Locations - West Mobile & Saraland)
  • Toll Free Numbers


INSURANCE

Your deposits at New Horizons Credit Union are insured up to $250,000 by NCUA - National Credit Union Administration, an agency of the Federal Government.  This is a permanent increase in insurance limits for accounts backed by the National Credit Union Share Insurance Fund (NCUSIF). The boost in insurance coverage is the same as that provided for the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.   This insurance fund is currently at the strongest and best reserve level in its history, making your Credit Union a safe place to save.

CREDIT LIFE INSURANCE

New Horizons Credit Union offers, at group rates, life insurance coverage on your insurable loan balance. Credit Life Insurance covers the insurable balance of your Credit Union loans up to $30,000 per loan. This will pay off a loan with no debt to your survivors in the event of your death. This is provided by the Credit Union at a cost of $1.23 cents per $1,000.

CREDIT DISABILITY INSURANCE

Credit Disability Insurance may be purchased at your option to cover your loan payments if you become disabled. In the event that you are out of work due to a covered illness or injury, your loan payments will be paid after the first thirty (30) days. If you elect to have this insurance coverage when you get your loan, you pay a small monthly premium of $3.00 per each $1,000 that is figured into your payments. Maximum coverage is $40,000.

AUTO & HOME INSURANCE

The MEMBERS Auto and Homeowners Insurance Program is a single source insurance for home and vehicle coverage endorsed by New Horizons Credit Union from Liberty Mutual Insurance Company. Credit Union members save an average of $350.39* a year on auto coverage alone. Combine with MEMBERS homeowners insurance and you could save even more. Call toll-free anytime: 1-888-380-9287.

*Figure based on a February 2009 national sample of auto policyholder savings when comparing their former premium with those of Liberty Mutual's group auto and home program. Individual premiums and savings will vary. Discounts are not available in all states and discounts vary by state.

**Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage’s and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your Credit Union. 

 

MEDICARE

If you are eligible for Medicare, you may already know it can be confusing sorting through all the Medicare benefit options available to you. Thanks to New Horizons, you have expert help with your Medicare decisions available to you. We have partnered with Humana (a company dedicated to serving Medicare needs) and CUNA Mutual (a company dedicated to serving credit union member needs) to help you make the right Medicare choices for your personal situation. Get a no-cost, no-obligation Medicare consultation with a licensed, knowledgeable representative. Medicare members can receive this no-cost service by calling CUNA Mutual toll-free at 1-877-774-8570. Hours: 8 a.m.-6 p.m., Monday-Thursday and 8 a.m.-5 p.m., Friday, CST. You may also receive a mailing informing you of this benefit.

EXTENDED WARRANTIES

New Horizons Credit Union offers its members a top-of-the-line extended warranty insured by Allied Solutions.

If your car is still under factory warranty, you can extend your warranty for an additional 3 or 4 years up to 100,000 miles. If you don´t have a warranty, you can still take advantage of our excellent comprehensive vehicle protection plan.

Benefits:

  • Peace of mind from the ultimate vehicle protection plan

  • Pay one low deductible

  • Take advantage of towing, road service and substitute transportation

  • Increase your car´s resale value

  • Enjoy nationwide protection

  • Be protected from the unexpected

For more details, contact New Horizons.

INVESTMENT HELP

New Horizons Credit union offers access to investment help for you and your family to help plan your future through MetLife.

 

 

L1009069343[exp1010][AL]

 

·         Not NCUSIF Insured

·         Not a Deposit Product

·         May Lose Value

·         NoCredit Union/ Affiliate Guarantee

·         Not a Condition of Any Bank/Credit Union Service

·         No Guarantee of Insurance Underwriter Performance

·         The Credit Union cannot condition an extension of credit on the purchase of an annuity or insurance product from the Bank/Credit Union itself or one of its affiliates.

·         New Horizons Credit Union is not a MetLife affiliated company

 

Tracy Moseley Ponquinette

MetLife

Financial Services Representative

Registered Representative

1110 Montlimar Drive, Suite 400

Mobile, AL 36609

(251) 414-1922 Ext. 24

tponquinette@metlife.com

 

 

 

 

Metropolitan Life Insurance Company (MLIC), New York, NY 10166

Securities offered by MetLife Securities, Inc. (MSI) (Member FINRA/SIPC). MLIC and MSI are MetLife companies. MetLife is not an affiliate of New Horizons Credit Union. Each firm is independently responsible for the products and services that they provide.