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Home Page > Disclosures
 
 
VISA/Mastercard Disclosure
  VISA Gold VISA Classic Mastercard
Annual Percentage Rate for Purchases 8.90% 10.50% 13.99%
Annual Percentage Rate for Cash Advances 8.90% 10.50% 13.99%
Grace Period for Repayment of Balance 25 Days 25 Days 25 Days
Method of Computing the Balances for Purchases Average Daily Balance
(including new purchases)
Average Daily Balance
(including new purchases)
Average Daily Balance
(including new purchases)
Annual Fee None None None
Minimum Finance Charge None None None
Transaction Fee for Purchases None None None
Late Payment Fee $15.00 if payment is late 11 days or more. $15.00 if payment is late 11 days or more. $15.00 if payment is late 11 days or more.
Over the Credit Limit Fee $15.00 $15.00 $15.00
Returned Check Fee $25.00 $25.00 $25.00


 


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