| |
Deposit Rates Rates Effective For Period Ending 04/30/2008
| Accounts |
Rate |
APY(Annual Percentage Yield) |
| Savings Account |
1.25% |
1.26% |
| Christmas Accounts |
.50% |
.50% |
| Vacation Accounts |
.75% |
.75% |
| IRA Share Accounts |
3.25% |
3.30% |
*Fees may reduce earnings on share accounts.
**Share Account rates are variable and subject to change monthly. |
Money Market Account Rates - Rates Effective for Period Ending 04/30/2008
|
Minimum Balance Required
To Earn Rate
|
Rate*
|
APY(Annual Percentage Yield)
|
| $2,500 - $9,999 |
2.50%
|
2.53%
|
| $10,000 - $24,999 |
2.75%
|
2.77%
|
| $25,000 - $49,999 |
3.00%
|
3.04%
|
| $50,000 - $99,999 |
3.25%
|
3.30%
|
| $100,000 and up |
3.50%
|
3.56%
|
*Money Market rates are variable and subject to change Monthly.
Certificate Rates Rates Effective 05/08/2008
| TERM |
RATE |
APY(Annual Percentage Yield) |
Minimum Balance |
| 90 Days |
2.75% |
2.79% |
$500.00 |
| 6 Months |
3.20% |
3.25% |
$500.00 |
| 12 Months |
3.30% |
3.35% |
$500.00 |
| 24 Months |
3.40% |
3.45% |
$500.00 |
| 36 Months |
3.50% |
3.56% |
$500.00 |
| 6 Month Jumbo* |
Call for Rate |
Call for Rate |
$50,000.00 |
| 12 Month Jumbo* |
Call for Rate |
Call for Rate |
$50,000.00 |
| 24 Month Jumbo* |
Call for Rate |
Call for Rate |
$50,000.00 |
| 36 Month Jumbo* |
Call for Rate |
Call for Rate |
$50,000.00 |
Early withdrawal penalties may apply on Certificate Accounts.
*Jumbo Rates Change Daily. |
IRA* Certificate Rates Rates Effective 05/08/2008
| Term |
Rate |
APY(Annual Percentage Yield) |
Minimum Balance |
| 12 Months |
3.30% |
3.35% |
$500.00 |
| 24 Months |
3.40% |
3.45% |
$500.00 |
| 36 Months |
3.50% |
3.56% |
$500.00 |
| Early withdrawal penalties may apply on Certificate Accounts. IRA Accounts are insured up to $500,000.00($250,000.00 Federal Insurance and $250,000.00 Private Insurance) |
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