Auto Loans

When applying for a vehicle loan, you want to borrow from people you can trust. New Horizons Credit Union has some of the most competitive vehicle loans on the Gulf Coast. Any member that is in good standing may apply for a loan. Our online Loan Application makes applying for a loan quick, easy and hassle-free.

New Horizons Credit Union has a loan to fit almost any need with:

  • Competitive rates
  • Flexible terms
  • Credit Life & Disability Insurance
  • Extended warranties
  • Gap coverage
  • No hidden charges or pre-payment penalties
  • Interest calculated on unpaid balance daily

For RATES on all our consumer loan products, click to see more.


Auto Loan Special - No Payment for 90 Days - Limited Time!

We are now offering auto loans with a "No Payment for 90 Days" option for as low as 1.99% APR* for up to 48 months. For more information click here. Now's the time to find your perfect ride! Apply today


Car and Truck Loans

Up to 100% financing with approved credit up to MSRP for New Autos and up to 100% NADA Retail on Used Autos.


  • New - up to 84 months term
  • Used - up to 72 months term
  • Antique/Classic - up to 48 months term

Apply Now 


Motorcycle and ATV

  • New & Used Motorcycle - up to 66 months
  • New & Used ATV - up to 48 months

Apply Now


Boat and RV

  • New & Used - up to 180 months

Apply Now 


Farm Equipment

    • New - 100% of Purchase Price – not to exceed $50,000 - up to 84 months
    • Used - The Appraised Value up to $50,000- up to 84 months

Apply Now 


Start Me Up Auto Promotion
      This program is designed to provide qualified members, wishing to establish or re-establish credit, that have a New Horizons Checking Account the opportunity to borrow at an affordable interest rate to purchase a vehicle. Maximum loan amount is up to $25,000 for a maximum term of 78 months. This promotion is ideal for members with limited credit. For details on the Start Me Up Promotion, contact the Credit Union at (800) 824-3610 or

Apply Now 



For RATES on all our consumer loan products, click to see more.