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Consumer Loans


New Horizons Credit Union offers a wide array of financial services and loans to members. Any member may apply for a loan using our quick, easy, and hassle-free online Loan Application.


New Horizons Credit Union has a loan to fit almost any need.


  • Competitive rates
  • Reasonable terms
  • Convenient payroll deduction
  • Credit Life & Disability Insurance
  • No hidden charges or pre-payment penalties
  • Interest calculated on unpaid balance daily

Contact your local loan officer to see how you may take advantage of any of the listed loans.


Credit Rebuilder

New Horizons Credit Union's Credit Rebuilder Program is designed to help our members rebuild and re-establish a favorable credit score. If you have filed Chapter 7 and received a discharge within the last 30 months,we can help you start repairing your credit!


Signature Loan

Finance Options: Up to 60 months terms.  Rates and terms are based on an evaluation of applicant's credit and may vary. 

Overdraft Protection Loan

Gives you access to up to a $500 line of credit for use as Overdraft Protection.

Secured Loans

Loans with Shares or CD's used as collateral for loans. Interest Rate is as low as 2% (APR) above the Dividend Rate being earned on the Shares or CD's, with terms up to 60 months.
*Loans are subject to meeting credit unin lending guidelines and must meet approved credit.  All rates and terms are based on an evaluation of applicant's credit and may vary.  Other conditions and restritions apply. For details, contact the Credit Union direct at (800) 824-3610.
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