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VISA® Classic and VISA® Gold Credit Cards


The VISA® Card is international, immediately recognized and accepted at over 4.5 million locations worldwide; 2.5 million locations in the U.S. alone.



Visa Classic Card



  • Low 10.50% APR
  • 25 Day Grace Period
  • No Annual Fee or balance transfer fees
  • Same 10.50% APR for Cash Advances
  • CU Rewards Program (Earn a bonus point for each dollar you spend. Points redeemable for gifts or travel.)




Visa Gold Card



  • Low 8.90% APR
  • 25 Day Grace Period
  • No Annual Fee or balance transfer fees
  • Same 8.90% APR for CASH Advances
  • CU Rewards Program (Earn a bonus point for each dollar you spend. Points redeemable for gifts or travel. Cick here to see more.)
  • VISA® Gold-Starts with a minimum credit line of $5,000.


You can also take advantage of:

  • Extra Warranty Coverage - Double the manufacturer´s warranty on most products purchased with a New Horizons Credit Union VISA® Gold.
  • Auto Rental Insurance - Save up to $14 a day on most car rentals with collision coverage.
  • Travel & Emergency Assistance - Travel Assistance; Medical or Legal Referral; Emergency Cash or Card replacement.




New Horizons Visa Card



  • A credit card/loan program issued to responsible members currently attending high school, who are at least 18 years old
  • Or college students, under the age of 22
  • Both with a source of sufficient income to repay the loan/make on-time payments to the credit card
  • Applicants must be working for, at least, the last six months and be at least a high school junior
  • Low 10.50% APR fixed rate
  • No Annual Fee
  • Maximum amount is $500 for members under 19, and $1,000 for members over 19
  • For amounts greater than $1,000, or without six months employment, a co-signer is required
  • If the applicant is under the age of 19, an adult guarantor must co-sign



Introducing Verified by VISA®


Verified By VISAPassword-protect your VISA® card for added safety online A new way to add safety when you buy online.

Protect your existing VISA® card by creating a personal password.


VERIFIED BY VISA® helps ensure that only you can use your VISA® card to buy online*.Register today! It takes just a few minutes to activate.To activate now click here or on the Verified by VISA® button.



New Horizons Member Cruises


If you use your New Horizons VISA® Classic or VISA® Gold to book your travel, the $14.95 service fee and $35 per person in house cancellation fee will be waived! (Any cruise line fee will always apply.)  Click here for more information.