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Loan Rates

 

Auto Rates
Motorcycle Rates

ATV Rates
Recreational Vehicle Rates
Boat, Motor and Trailer Rates
Farm Equipment Rates
Personal Consumer Loan Rates
VISA® Rates
Mortgage Rates
Home Equity Rates

 

 

Auto Rates
Effective Date: 12/01/2016
Loan TypeTermRate As Low As
New/Used Auto up to 24 months 2.00% APR
New/Used Auto up to 36 Months 2.25% APR*
New/Used Auto up to 48 Months 2.50% APR*
New/Used Auto up to 60 Months 2.75% APR*
New/Used Auto up to 72 Months 3.75% APR*
New/Used Auto up to 84 Months 4.50% APR*
Antique / Classic Auto up to 48 Months 6.25% APR*

Motorcycle Rates
Effective Date: 12/21/2015
Loan TypeTermRate As Low As
New / Used Motorcycle up to 48 Months 5.00% APR*
New / Used Motorcycle up to 60 Months 5.25% APR*

ATV Rates
Effective Date: 12/21//2015
Loan TypeTermRate As Low As
New / Used ATV up to 48 Months 5.00% APR*
New / Used ATV up to 60 Months 5.25% APR*

Recreational Vehicles
Effective Date: 12/21/2015
Loan TypeTermRate As Low As
New / Used Recreational Vehicle up to 60 Months 4.75% APR*
New / Used Recreational Vehicle up to 84 Months 5.25% APR*
New / Used Recreational Vehicle up to 120 Months 5.75% APR*
New / Used Recreational Vehicle up to 180 Months 6.25% APR*

Boat, Motor and Trailer Rates
Effective Date: 12/21/2015
Loan TypeTermRate As Low As
New / Used Boat, Motor and Trailer up to 60 Months 4.75% APR*
New / Used Boat, Motor and Trailer up to 84 Months 5.25% APR*
New / Used Boat, Motor and Trailer up to 120 Months 5.75% APR*
New / Used Boat, Motor and Trailer up to 180 Months 6.25% APR*

Farm Equipment
Effective Date: 12/21/2015
Loan TypeTermRate As Low As
New / Used Farm Equipment up to 48 Months 6.50% APR*
New / Used Farm Equipment up to 60 Months 6.75% APR*

Personal Consumer Loan Rates
Effective Date: 12/01/2016
Loan TypeTermRate As Low As
Home Improvement up to 60 Months 7.25% APR*
Home Improvement up to 84 Months 7.75% APR*
Personal Loans up to 60 Months 8.95% APR*
Overdraft Protection Loan up to 12 Months 9.75% APR*

VISA® Rates
Effective Date: 12/31/2014
Loan TypeTermRate As Low As
VISA® Classic Revolving 10.50% APR*
VISA® Gold Revolving 8.90% APR*

Mortgage Rates
Effective Date: 08/01/2016
Loan TypeTermRate
First Mortgage - Fixed Rate up to 80% of Value for up to 15 years Call for Rate
First Mortgage - Fixed Rate up to 80% of Value for up to 20 years Call for Rate
First Mortgage - Variable Rate up to 80% of Value for up to 30 years Call for Rate
First Mortgage - 5 year fixed / 20 year variable up to 80% of Value for up to 30 years Call for Rate
First Mortgage - 10 year fixed / 20 year variable up to 80% of Value for up to 30 years Call for Rate
Undeveloped Property - Fixed Rate up to 75% of Value for up to 120 Months 5.25% APR*
*Rates are subject to change daily based on various indices. Please contact the credit union for details.

Home Equity Rates
Effective Date: 12/21/2015
Loan TypeTermRate
Home Equity Line of Credit (Variable Rate) up to 100% of Value for up to 180 months Call for Rate***
Home Equity Loan (Fixed Rate) up to 90% of Value for up to 60 months 4.75% APR*
Home Equity Loan (Fixed Rate) up to 90% of Value for up to 120 months 5.25% APR*
Home Equity Loan (Fixed Rate) up to 90% of Value for up to 180 months 6.00% APR*
Home Equity Loan (Fixed Rate) up to 100% of Value for up to 60 months 5.75% APR*
Home Equity Loan (Fixed Rate) up to 100% of Value for up to 120 months 6.25% APR*
Home Equity Loan (Fixed Rate) up to 100% of Value for up to 180 months 6.75% APR*

 

Start Me Up Loan Promotion

This promotion is ideal for the member with little or no credit - or just needs to start over.  Now, you have the opportunity to borrow at an affordable interest rates to purchase a vehicle.  The maximum loan amount is $20,000 for up to 60 months.  Rates and terms are based on an evaluation of applicant's credit and may vary.  Other conditions and restrictions may apply. For more details, please contact the Credit Union at (800) 824-3610.

 

*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates and terms are based on an evaluation of applicants credit and may vary. Other conditions and restrictions may apply. Other rates and terms available based on credit history, equity in home and length of loan.
Contact a loan officer for details. All loans subject to credit approval. For comparison purposes, a 2017 model year auto for $20,000 at a term of 36 months and at a 2.25% APR* would have 36 recurring payments of $575.03 .  New Horizins Credit Union is an Equal Housing Lender.
**An example term of repayment: 48 monthly payments of $27.83 per $1,000 borrowed.
***For variable HELOC, the maximum annual percentage rate shall not exceed 18.00% APR.

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