Become a Member

Membership is easy!

New Horizons Credit Union's story begins in 1950 when the Credit Union was first chartered. Through all those years, we have taken pride in offering our members Solutions for the Real World - as our motto suggests.  In order for us to provide you with the financial solutions you desire, membership is necessary.

If you live, work, worship, or attend school in Mobile, Baldwin, Washington, Clarke, Monroe or Escambia counties in Alabama, or Escambia, Santa Rosa or Okaloosa counties in Florida, you are eligible for membership at New Horizons Credit Union. You can also join New Horizons Credit Union if you are related to a current member or if you work for a member company.

Joining is simple. All that is needed is valid identification, such as a driver's license, and a $25 minimum balance to open a savings account at any New Horizons branch. Your Savings Account is your share account and is what establishes your relationship.  The $25 is simply the minimum balance that must be maintained for membership.  There are no hidden fees to join.

After opening your New Horizons Share/Savings, you may elect to open our no cost Checking Account.  Click here for a list of all our deposit type accounts. 

If you have a checking account at another financial institution and need assistance with the transition, click here to download a pdf of our Switch Kit to make your transition from your previous financial institution simple!

If you have any questions about your membership eligibility, please contact us at (251) 316-3240 or (800) 824-3610. Or, you can stop by one of our branches and speak with one of our Personal Financial Specialists. Minors seeking membership must be accompanied by a parent or legal guardian. 

Once a member, always a member

As long as your Credit Union account remains open and in good standing, you remain eligible for membership, for life. If you are already a member, encourage your family, friends and co-workers to join so they can share in the benefits of membership, contributing to the Credit Union’s strength, which benefits us all.

Insured Deposits

Your deposits are insured up to $250,000.00 by the National Credit Union Administration. Individual Retirement Accounts (IRAs) are insured separately and are also protected up to $250,000.00.