Become a Member
Membership is easy!
New Horizons Credit Union's story begins in 1950 when the Credit Union was first chartered. Through all those years, we have taken pride in offering our members Solutions for the Real World - as our promise states. New Horizons Credit Union offers some of the best competitive rates on loans in our area. You'll also notice things are a little different around here. Unlike a traditional bank, we're here to help you thrive financially, and the well-being and satisfaction of our members always comes first. In order for us to provide you with the financial solutions you desire, membership is necessary.
Who can join New Horizons Credit Union?
There are many ways to qualify for membership. If you live, work, worship, or attend school in Mobile, Baldwin, Washington, Clarke, Monroe or Escambia counties in Alabama, or Escambia, Santa Rosa or Okaloosa counties in Florida, you are eligible for membership at New Horizons Credit Union. You can also join New Horizons Credit Union if you are related to a current member or if you work for a member company. If you're still not sure if you are eligible, contact us, and we will help you.
What is needed to join?
Joining is simple. All that is needed is valid identification, such as a driver's license, your social security number/card, and a $25 minimum balance to open a savings account at any New Horizons branch. Your Savings Account is your share account and is what establishes your relationship. The $25 is simply the minimum balance that must be maintained for membership. There are no hidden fees to join.
We do require that membership happens in person at any of our branch locations; however, we may be able to help get the membership qualifying process started by contacting our Member Services Center at 251-316-3240. From there, an appointment can be made with any of our branches to complete the necessary documentation. Or, you can simply make an appointment online with any of our branches directly, by clicking here.
After opening your New Horizons Share/Savings, you may elect to open our no-cost Checking Account. Click here for more information about savings accounts for more information on savings accounts for more information on savings accounts for more information on savings accounts for a list of all our deposit-type accounts.
If you have a checking account at another financial institution and need assistance with the transition, let us help you with our Switch Kit below.
Use our SWITCH KIT:
Simply click to download a pdf of our Switch Kit to make your transition from your previous financial institution easy. Our Switch Kit has the necessary documents to update your Checking Account information, ACH and Direct Deposit, and Transfer Automatic Payments to New Horizons Credit Union.
If you have any trouble with the Switch Kit or have questions about your membership eligibility, please contact us at (251) 316-3240. Or, you can stop by one of our branches and speak with one of our Member Service Representatives. Minors seeking membership must be accompanied by a parent or legal guardian.
Experience the perks of membership and what makes NHCU different:
In addition to personal service, a wide selection of accounts and loans, and great rates, we offer a slate of additional perks including:
- Free workshops and webinars,
- Free debt management resources thru our partnership with GreenPath Financial Wellness,
- Member discount program on various retailers and business services thru the Love My Credit Union program,
- Horizons Heroes Accounts with perks for first responders,
- Surcharge-free ATM access with our FREE Debit Card at over 55,000 Allpoint ATM locations nationwide,
- Our New Wave Savers Youth Account with scholarship opportunity,
- Our Ultimate Checking Accounts, which offer Higher Dividends or Cash Back
- Community outreach through our Horizons Helping Hands program,
- And more.
Once a member, always a member:
As long as your Credit Union account remains open and in good standing, you remain eligible for membership, for life. If you are already a member, encourage your family, friends, and co-workers to join so they can share in the benefits of membership, contributing to the Credit Union’s strength, which benefits us all.
Your deposits are insured up to $250,000.00 by the National Credit Union Administration. Individual Retirement Accounts (IRAs) are insured separately and are also protected up to $250,000.00.