VISA® Debit Cards


No cost Debit Card

Members who qualify for our Checking Accounts will want to carry our debit card for easy access to funds. The New Horizons Credit Union VISA® Debit Card allows you to withdraw funds from your New Horizons Credit Union checking account without ever having to write a check, wherever VISA® is accepted. Our VISA® Debit Card gives you access to free cash withdrawals at any New Horizons ATM or any of the 55,000 nationwide ATMs on the Allpoint  ATM network. Simply look for those logos, and you can get the cash you need. Visit the ATM locations page to locate the ATM nearest you.

  • Accepted at millions of locations worldwide
  • Easier than cash or checks
  • Access money at any New Horizons Credit Union ATMs and at any of the 55,000 ATMs on the Allpoint network - surcharge free!
  • View transactions through Online Banking or via our Mobile App.  
  • Protects you from unauthorized purchases with New Horizons Zero Liability Policy
  • Safer than carrying cash
  • We notify you of unusual activity and protect you from Debit Card Fraud
  • For security purposes, your Debit Card's maximum Point-of-Sale (POS) purchases cannot exceed $2,500.00/day without prior notice to the Credit Union. 

Choose your own PIN number

To apply, simply stop by any of our locations for an application or call the Credit Union and an application will be faxed or mailed to you. You can expect your VISA® Debit Card to arrive within eight to ten business days of your approval. Your PIN will be mailed to you in a separate mailing.

Debit Card Alerts

If you already have our debit card, you can sign up for card ALERT NOTIFICATIONS on card activity by clicking here .  With this free service,  you can stay informed of certain types of transactions, monitor your account to avoid fraud, and possibly avoid unwanted fees.  Alerts can be sent via text or email messages.  Simply click on the link above to register your card's Alert Notifications, and get started today.

ATM Transactions

Free ATM withdrawals are only for New Horizons VISA® Debit Cards used on our designated ATMs at our branches or on  Allpoint ATMs. Our West Mobile & Daphne branch ATM locations offer both deposit and withdrawal capabilities.   ATM withdrawals amounts per day will vary between machines but may range from $300 - $500/day.  

*If you are using a New Horizons ATM card, you will be charged a fee for transactions made at non-New Horizons Credit Union ATMs and non-Allpoint ATMs. Please refer to that ATM for their fee disclosure before performing the transaction.

Want to choose or change your PIN number?

You may choose your own PIN number by calling (866) 985-2273. You must be calling from a phone number we have on file.

New Visa Debit Card Activation Telephone number:

Debit Card Activation – 866-985-2273.

Prepaid, Reloadable - Debit Cards - available!

Now there’s a way to control your spending, while still enjoying the convenience of a debit card. Simply carry our prepaid debit card. Our prepaid debit card helps you manage your money because it’s pre-funded. That means you can only spend the amount on the card. We even give you an online management tool so you can track your spending or load additional funds onto the card. You can use the card wherever debit cards are accepted.

Since you can’t spend more than what’s loaded on the card, you’ll never be overdrawn. That means no overdraft fees. No embarrassing mistakes. Our prepaid debit card is also very safe. That’s because it’s not linked to any account, so if it’s lost or stolen, you won’t have any risk. And, it’s much safer than carrying cash.  There is a disclosure agreement and nominal fees associated with these type cards.  Please note that all fees are subject to change without notice. Visit any of our locations for current fees, detailed information, and to sign up to receive your prepaid debit card.

Lost/Stolen Card or Fraudulent Charges

To report fraudulent charges, or a lost or stolen card during business hours, contact our Member Service Center at (251) 316-3240.

After hours, please call: (800) 449-7728.

If you already have our debit card, you can sign up for card ALERT NOTIFICATIONS on card activity by clicking here .

We have a system that monitors your account for possible fraudulent activity. We may contact you if fraud is suspected, but NHCU will never ask for personal information such as your entire card number, account number, or social security number via email, voice, or text messaging.

*If you ever feel you have been a victim of fraud or ID Theft, please contact your credit union