Featured Rates


Auto Rates

Up to 100% financing with approved credit up to MSRP for New Autos and up to 100% NADA Retail on Used Autos.
Effective Date: 1/01/2017


Start Me Up Auto Promotion


This program is designed to provide qualified members that have a New Horizons Checking Account the opportunity to borrow at an affordable interest rate to purchase a vehicle. Maximum loan amount is up to $20,000 for a maximum term of 60 months. This promotion is ideal for members with no or limited credit or want to start over. For details on the Start Me Up Promotion, contact the Credit Union at (800) 824-3610. This program is for a limited time and subject to change, please contact the Credit Union directly for most current information.


Motorcycle & ATV Rates 

Up to 100% financing with approved credit and up to 100% of Purchase Price for New and up to 100% of NADA Retail on Used.
Effective 1/1/2017

Recreational Vehicles

New: Up to 100% financing with approved credit up to $100,000 purchase price and up to 90% if over $100,000 purchase price not to exceed $200,000.
Used: Up to 100% financing with approved credit not to exceed $200,000.
Effective 1/1/2017


Boat, Motor and Trailer Rates

New: Up to 100% financing of the Purchase Price.
Used: Up to 100% financing of the Retail Price.
Effective 1/1/2017



Farm Equipment

Up to 100% financing with approved credit.
Effective 1/1/2017



Personal Consumer Loan Rate


Effective 1/1/2017


Visa®Rates

Effective 1/1/2017


Mortgage Rates

Effective 1/1/2017


Home Equity Rates

Effective 1/1/2017

*APR = Annual Percentage Rate. NMLS# 401405. Rates and terms are based on an evaluation of applicant's credit and may vary. Other conditions and restrictions may apply. All loans subject to credit approval. Other rates and terms available based on credit history, equity in home, and length of loan. Contact a New Horizons Personal Financial Specialist for details. For comparison purposes, a 2017 model year auto for $20,000 at a term of 36 months and at a 2.25% APR* would have 36 recurring payments of $575.03. New Horizons Credit Union is an Equal Housing Lender.
** An example of a repayment: 48 monthly payments of $27.83 per $1,000 borrowed.
*** For variable HELOC, the maximum annual percentage rate shall not exceed 18.00% APR*.