VISA Credit Cards

VISA® Classic and VISA® Gold Credit Cards


New Horizons Credit Union offers a credit card program designed to help our members save with an affordable interest rate, no balance transfer fees, and no annual fees.

Plus, if you already have one of our credit cards, you may be interested in learning more about and signing up for ALERT NOTIFICATIONS on card activity by clicking here .

If you do not have one of our credit cards, information below outlines some features and benefits of our credit card program. 

 

Visa Gold Card
NEW HORIZONS CREDIT UNION VISA® GOLD

Low 8.90% APR*

New Horizons Visa Gold Credit Card

Click to view or make payment to your Visa Account

With our VISA program, you can also take advantage of:
  • Extra Warranty Coverage - Double the manufacturer´s warranty on most products purchased with a New Horizons Credit Union VISA® Gold.
  • Auto Rental Insurance - Save up to $14 a day on most car rentals with collision coverage.
  • Travel & Emergency Assistance - Travel Assistance; Medical or Legal Referral; Emergency Cash or Card replacement.

Apply Now

Visa Classic Card
 
NEW HORIZONS CREDIT UNION VISA® CLASSIC

LOW 10.50% APR*

New Horizons Credit Union offers qualifying members a branded Visa card with great rates and benefits. 
  • 25 Day Grace Period
  • No Annual Fee or balance transfer fees
  • Same 10.50% APR* for Cash Advances
  • Credit Union (CU) Rewards Program (Earn a bonus point for each dollar you spend. Points redeemable for gifts or travel through CURewards.
  • Visa Credit Card Details & Disclosure.

New Horizons Classic Visa Credit Card

Click to view or make payment to your Visa Account

Apply Now

NEW WAVE SAVERS VISA® CLASSIC

Low 10.50% APR* fixed rate

This credit card program is ideal for responsible New Horizons Credit Union members who are: currently attending high school, or who are at least legal adult age, or are college students - under the New Horizons Classic Visa Credit Card age of 22 with a desire to establish credit and/or a need for a low limit credit card for special purposes and still earn rewards with qualifying purchases as our regular Visa Classic program.

  • No Annual Fee or Balance Transfer Fee
  • Earn Reward Points for qualifying new purchases
  • If the applicant is under the age of 19, an adult guarantor must co-sign. Both must have a source of sufficient income to repay the loan/make on-time payments to the credit card
  • Applicants must be working for at least the last six months and be at least a high school junior
  • Same 10.50% APR* for Cash Advances
  • Maximum amount is $500 for members under 19, and $1,000 for members over 19
  • For amounts greater than $1,000, or without six months employment, a co-signer is required.
  • Visa Credit Card Details & Disclosure.

Click to view or make payment to your Visa Account

Apply Now


*APR - Annual Percentage Rage.  Additional terms and restrictions may apply.  All rates subject to change.  All loans are subject to credit approval.  NMLS# 401405.

 

Lost/Stolen Card or Fraudulent Charges

To report fraudulent charges, or a lost or stolen credit card, contact  (800) 449-7728, anytime 24/7. 

For 24-hour cardholder service, call 1-866-820-3790.

To obtain assistance while traveling, call Visa Assistance Center with the U.S. toll free at 1-800-VISA-911.  Outside the U.S. call collect 1- (410) 581-9994.

Plus, if you have one of our credit cards, you may be interested in learning more about and signing up for card ALERT NOTIFICATIONS on card activity by clicking here .

We have a system that monitors your account for possible fraudulent activity. We may contact you if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number or social security number via email, voice, or text messaging.

 

*If you ever feel you have been a victim of fraud or ID Theft, please contact your credit union or identitytheft.gov

 

For Loan Disputes and Inquiries, please write to:

New Horizons Credit Union - Disputes & Inquiries

P. O. Box 1785, Mobile, AL 36633

or Call Toll-Free 1-800-824-3610 for assistance.


New Horizons Credit Union participates in Verified By VISA.