VISA Credit Cards

Set Up Free Credit Card Alert Notifications

If you already have one of our credit cards, you may be interested in learning more about and signing up for ALERT NOTIFICATIONS on card activity by clicking hereWith this FREE service,  you can stay informed of certain types of transactions, monitor your account to avoid fraud, and possibly avoid unwanted fees.  Alerts can be sent via text or email messages.  Simply click on the link above to register your card's Alert Notifications, and get started today.

 

If you do not have one of our credit cards, the information below outlines the many features and benefits of our credit card program. 

 

New Horizons Credit Union offers a credit card program designed to help our members save with an affordable fixed interest rate, no balance transfer fees, no annual fees, and earn reward points for qualifying purchases. Below is information about our various Credit Card options.

NEW HORIZONS CREDIT UNION VISA® GOLD

Low 8.90% APR* Fixed Rate

New Horizons Visa Gold Credit Card

 

With our Visa® Gold program, you can also take advantage of:
Extra Warranty Coverage: Double the manufacturer´s warranty on most products purchased with a New Horizons Credit Union Visa® Gold.
Auto Rental Insurance: Save up to $14 a day on most car rentals with collision coverage.
Travel & Emergency Assistance: Travel Assistance; Medical or Legal Referral; Emergency Cash or Card replacement.
 


 
NEW HORIZONS CREDIT UNION VISA® CLASSIC

Low 10.50% APR* Fixed Rate

New Horizons Credit Union offers qualifying members a branded Visa® card with great rates and benefits. 

New Horizons Classic Visa Credit Card
 
  • 25 Day Grace Period
  • No Annual Fee or balance transfer fees
  • Same 10.50% APR* for Cash Advances
  • Starts with a minimum credit line of $500.00
  • Credit Union (CU) Rewards Program (Earn a bonus point for each dollar you spend. Points are redeemable for gifts or travel through CURewards.
  • ID Navigator Powered by NortonLifeLock to protect your card and identity.
  • Make convenient payments and check rewards behind Online Banking.
  • Visa Credit Card Details & Disclosure. 

Apply Now for Visa Classic


NEW WAVE SAVERS VISA® CLASSIC

Low 10.50% APR* Fixed Rate

This credit card program is ideal for responsible members who are:  attending college or are at least legal adult age between the ages of 19-24with a desire to establish credit and/or a need for a low limit credit card for special purposes and still earn rewards with qualifying purchases as our regular Visa® Classic program.

New Horizons Classic Visa Credit Card

  • No Annual Fee or Balance Transfer Fee
  • Earn Reward Points for qualifying new purchases
  • Applicants must be working for at least the last six months and be at least a high school junior
  • Same 10.50% APR* for Cash Advances
  • Maximum credit line may be as low as $500.00.
  • For amounts greater than $1,000, or without six months of employment, a co-signer is required.
  • ID Navigator Powered by NortonLifeLock to protect your card and identity. 
  • Make convenient payments and check rewards behind Online Banking.
  • Visa Credit Card Details & Disclosure.

Apply Now for New Wave Savers Visa Classic

 

Credit Card Payments, Rewards, & Other Options

If you have our NHCU Visa Credit Card, your credit card information, reward points, travel alerts, and payment options can be retrieved behind Online Banking with your other NHCU account information under the Credit Card tab.  This information can be easily retrieved with any PC/Laptop.  However, some mobile devices/cell phones may not be compatible to access the Credit Card information behind Online Banking.  For this reason, a Visa Credit Card payment/rewards button is available below to accommodate mobile devices and you may be required to register your card due to a recent update.  If you utilize our Online Banking and have our Visa Credit Card, you will be asked to register your card behind Online Banking to access the card's information.  Members not enrolled in our free Online Banking may simply enroll on this site by going to the top right hand corner of this page and clicking on "Enroll for Online Banking."  If you need assistance, please call 251-316-3240.

*Cardholder Important Notice: Due to a scheduled update, members who may have saved our Credit Card Online Payment link as a favorite or bookmark on their device may have difficulty accessing information in the upcoming month.  If this is your case, it is because the former link has ended and a new link has started.  To resolve any connectivity issue, simply delete the favorite/bookmark and go into your Online Banking Credit Card tab to resave the link as a new favorite or bookmark as soon as possible.

Make a Credit Card Payment/Check Rewards/Other Options

 

GreenPath Financial Wellness Resources 

If you need the assistance of a financial coach due to credit issues - whether past or present or just need to talk to a credit expert, our partnership with GreenPath Financial Wellness offers our members access to a confidential Virtual Financial Coach.  They can help you with free resources designed to help you improve your credit score and borrowing potential.


Lost/Stolen Card or Fraudulent Charges

To report fraudulent charges, or a lost or stolen credit card, contact  (800) 449-7728, anytime 24/7. 

For 24-hour cardholder service, call 1-866-820-3790.

To obtain assistance while traveling, call Visa Assistance Center with the U.S. toll-free at 1-800-VISA-911.  Outside the U.S. call collect 1- (410) 581-9994.

Plus, if you have one of our credit cards, you may be interested in learning more about and signing up for card ALERT NOTIFICATIONS on card activity by clicking here.

We have a system that monitors your account for possible fraudulent activity. We may contact you if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, or social security number via email, voice, or text messaging.


New Visa® Credit Card Activation 

Credit Card Activation Phone Number:  800-527-7728


Loan Disputes and Inquiries, please write to:

New Horizons Credit Union - Disputes & Inquiries

P. O. Box 1785, Mobile, AL 36633

Or, for assistance, call:

Local 251-316-3240 or Toll-Free 1-800-824-3610


*If you ever feel you have been a victim of fraud or ID Theft, please contact your credit union or identitytheft.govNew Horizons Credit Union participates in Verified By VISA.

 

*APR = Annual Percentage Rate. Additional terms, fees, and restrictions may apply. All rates subject to change. All loans are subject to credit approval. NMLS# 410405.