It's Back! Refi Your Ride...Whatever It May Be**
Enjoy up to 2.00% APR* off your current rate. **Rates based on an evaluation of applicant's credit and may vary on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval. This refi special is for a limited time only effective January 1, 2023 through March 31, 2023. The Credit Union reserves the right to cancel this offer at any time. Vehicle loans must be transferred from another financial institution and be in good standing. Types of vehicle loans accepted for offer must be vehicle loans NHCU can finance. Proof of current rate is required from outside lender. Rate may be reduced up to 2.00%APR* but will be no lower than 3.67%APR* based on model year. Horizons Heroes Account perks do not apply to this offer. Existing NHCU loans do not qualify for refinancing. For comparison purposes, a $25,000 vehicle loan for a term of 36 months at 3.67% APR*, the monthly payment would be $734.44. For details on this and other NHCU loan types, click
here.
An Individual Retirement Account (IRA) is A Great Way to Plan for the Future
New Horizons Credit Union offers several IRAs to choose from - each with a unique purpose for long-term saving. IRAs earn a higher dividend than a regular Savings Account and are fully insured by the NCUA for up to $250,000. Depending on your tax situation, an IRA may also offer you a way to defer taxes, but always consult with a tax advisor first. For details on our IRA program click
here.
Drive off with an Affordable Auto Loan
New Horizons Credit Union offers affordable new and used auto loans for your travel solutions. Enjoy auto rates as low as 3.67% APR* for up to 36 months - with NO PAYMENT for 90 Days! Rates based on an evaluation of applicant's credit and may vary. All loans subject to credit approval. For details on our auto loans details, click
here.
Your Credit Union offers a variety of Home Loans to fit your particular mortgage need. Come in and get pre-qualified so you can know exactly what you can afford before you go shopping. Click
here to learn more about all our Home Equity Loan and other Mortgage Loan options.
Christmas Club Accounts for 2023 - A Great Way to Save
Members having our Christmas Club accounts received a deposit for their Christmas Club balance in their primary share account in early November. To activate your Christmas Club Account for the next holiday season, simply deposit any amount into the Christmas Club Account to start saving again. It's that easy. If you are interested in savings for the next holiday season with a separate Christmas Club Account, visit any branch or go online to make an
appointment. For more information about our Christmas Club Accounts, please click
here.
New Rangeline Branch Coming Soon!
Exciting News! We will soon open a new branch at 5000 Rangeline Crossing Drive, Suite C. Updates will be posted here and on our social media in the upcoming months. In the meantime, the current location will close. Remember, NHCU is a member of the Allpoint ATM Network and our other branches remain fully open. To find an ATM or branch near you, click
here.
NHCU Personal Loans and Visa Credit Card for the Debt Consolidation
Need to pay off holiday debt - apply for our fixed-rate, no annual fee, Visa Credit Card designed to help you build credit and offer a way to consolidate debt for one easy payment. Or, elect to apply for a Personal Loan to consolidate debt with the option for No Payment for 90 Days. For details on our loans, click here.
Receive Text Notices from New Horizons CU
We now offer a way to receive important Credit Union notifications, branch updates, weather alerts, and marketing communication via Text Messaging. This is a one-way communication from NHCU to you, but the communication will contain links and phone number if you wish to get further information on that particular topic. To learn more and opt-in simply text NEWHCU to 1-866-259-7811 or visit our
Contact Us webpage for the QR Code to scan. Message and data rates may apply.
Horizons Helping Hands - Children's Miracle Network - Thank you!
Thank to you our members and staff who helped donate to the Children's Miracle Network paper balloon branch pin ups during the months of November and December. We were able to raise $600 in combined Jean's Day fundraising and Pin-up donations to the USA Health Children's & Women's Hospital which is a CMN partner. Visit our Community page to learn more about our outreach efforts in 2023.
Anytime Skip-A-Pay Available
Need a little break to help with expenses? New Horizons CU offers Anytime Skip-A-Pay for qualifying members to skip a loan payment. on most consumer loans. Sometimes just skipping one loan payment can help with emergency cash needs and now NHCU offers a way to do this which won't affect your credit. Conditions and restrictions apply. Click here to learn more.
Discounts Available Through Your Credit Union's Love My Credit Union Partnership
New Horizons Credit Union members can get discounts and cash rewards through our partnership with Love My Credit Union with companies like Turbo Tax, H&R Block, Identity IQ, Xfinity, Spectrum Mobile and more! Simply visit Love My Credit Union to learn more.
Protect Yourself Against Fraud - SCAM ALERT
It is always important to take measures to protect yourself by not sharing passwords, always checking your account for unknown activity, and being aware of phishing attempts from unsolicited websites. A good rule to follow is that if the email or phone call is an offer too good to be true - then it is most likely a SCAM, and do not respond. Remember, New Horizons Credit Union has systems in place that monitors members’ accounts for possible fraud. You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging. If you ever feel you have been a victim of fraud, please contact us at (251) 316-3240 during normal business hours, or for after-hours, call (800) 449-7728. You may also contact the Federal Trade Commission to report fraud at identitytheft.gov.
Covid Important Notice & Information
Please note that due to staff limitations caused by the pandemic, we are experiencing higher call volume and longer wait times in the branches. All branches offer full lobby service with safety precautions such as social distancing, hand sanitizer, and masks encouraged. Appointments are still recommended to avoid delays caused by wait times and limited staff.
All branches also offer 24/7 Night Drop Boxes for deposits and loan payments, and offer a 24/7 ATM. Branch Appointment can be made by calling 251-316-3240 or visiting our website home page at NewHCU.org. PLEASE NOTE: Branch services and operation hours may periodically adjust due to staffing. Updates to our branch operations will be posted via branch signage, our website, social media, and/or member e-Mail and e-News.
We would like to encourage all our members to enroll in our free electronic services such as: Online & Mobile Banking, e-Statements, Bill Pay, and use our online loan application to minimize possible exposure while performing basic tasks and transactions. New Horizons CU is also a member of the AllPoint ATM Network which offers our members using our debit card surcharge-free ATM transactions at over 55,000 ATM locations nation-wide. Visit our website's location page for ATM locations near you.
We also recommend our members follow the Center for Disease Control & Prevention (CDC) tips for personal hygiene and recommended health safety measures. Please know that all our branches are equipped with hand sanitizer dispensers, and staff have been supplied with gloves and masks to use at their discretion. All branches are thoroughly cleaned for everyone's protection.
Despite this difficult economic time, be assured that your funds are federally insured by the NCUA. Visit NCUA.gov for further insurance information.
If you have any questions about our electronic services, please feel free to contact us at 251-316-3240 or by visiting our website's Online services page by clicking here.
For a copy of past new Horizons Credit Union Newsletter, click below:
*APR = Annual Percentage Rate. Other conditions and restrictions may apply. Call 251-316-3240 for details on services, loans, and membership.
