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Due to requirements per regulation and to manage the increased risk created by Remote Deposit Capture, members using Remote Deposit Capture are required to endorse the original checks prior to scanning and transmitting them for deposit to the credit union and hand-write all of the following information on the back of the checks as shown below:                                                                                                                                "For Mobile Deposit Only"                                                                                                                                                                                                                   Account Number (account that the deposit should be made to)                                                                                                                                               New Horizons Credit Union (name of Financial Institution)                                                                                                                                                       Your Signature (endorsement)                                                                                                                                                                                                              If a check submitted by Remote Deposit Capture does not have this information, it will be returned, as required by regulation.  For more information about our Remote Deposit Capture feature off our Mobile App, please visit click here.

Also, please know that updated to our Mobile App are underway to resolve the issue with newer iPhone camera functions and the Remote Deposit Capture feature integration.  Your patience is greatly appreciated.

New Horizons Credit Union offers mortgage solutions to fit a variety of needs.  Call our new Mortgage Center at (251) 259-5767 or email us at Our Mortgage products have expanded - make sure to visit our Mortgage web page to see all our new options.


Our New Wave Savings Account offers many perks to our young members.  Currently, New Wave Club members who are graduating high school seniors may apply for our annual College Scholarship.  Each year, New Horizons CU awards 5, $1,000 scholarships to deserving high school seniors.   For details and to print out the application, please visit our New Wave Youth Club page on our website.

New Horizons Credit Union offers Auto Loans with NO PAYMENT FOR 90 DAYS with rates as low as 1.99% APR* for up to 48 months. Visit our Auto Loan page to print out a special certificate for participating dealers and opportunity for a $50 gift card with NHCU financed vehicles. All loans subject to credit approval. For more information on our Auto Loans click here.


TruStage Auto & Home Insurance Alternative - Another Benefit of Membership from NHCU!

New Horizons Credit Union partners with TruStage Auto & Home Insurance to provide members another alternative to their current auto or home insurance policies.  Compare today and see if TruStage can save you money.  The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.  For a quote today, contact Ginger Copeland, LUTCF - at (251) 243-2360 or visit our insurance page on our website by clicking here.


Love My Credit Union Rewards - Another Benefit of Membership from NHCU!

New Horizons Credit Union members can get discounted services and merchandise through our partnership with the Love My Credit Union program such as Sprint discounts, ADT Home Security discounts, Turbo Tax services discounts, and more!  Visit to learn more.


Protect Yourself Against Social Media Scams
Just a reminder that New Horizons Credit Union has a system that monitors members' accounts for possible fraud.  You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging.  To report fraudulent charges, or a lost or stolen card during business hours, contact our Call Center at (251) 316-3240.  After hours, call (800) 449-7728.
There are many forms of social media that we use day in and day out - with friends and in doing business.  All forms of social media have their share of scams by some very creative fraud artists who can cause everything from computer viruses to ID Theft if you fall victim.
Protect yourself on social media by taking the same basic steps as you would for any other method of keeping your data safe:  Don't share with strangers, know who you are communicating with and verify their identities, be aware that scams exist, and remember that if something sounds too good to be true, it is.  
*If you ever feel you have been a victim of fraud, please contact your credit union or
*APR - Annual Percentage Rate