Latest Promos & News
Celebrate 70 Years with NHCU!
In celebration of 70 years (1950-2020) and a way for members to cash in* on the celebration, New Horizons is kicking-off a Refer-a-Loan program from January 1 - March 31, 2020 whereby members may refer a new member for a loan and both may cash in*. More information and details are available by visiting NewHCU.org and our Refer-a-Loan information page.*
Celebrate 70 Years with NHCU!
In celebration of 70 years (1950-2020) and a way for members to cash in* on the celebration, New Horizons is kicking-off a Refer-a-Loan program from January 1 - March 31, 2020 whereby members may refer a new member for a loan and both may cash in*. More information and details are available by visiting NewHCU.org and our Refer-a-Loan information page.*
Individual Retirement Accounts (IRAs) May Help You Defer Taxes:
Your Credit Union offers both regular Individual Retirement Accounts and Certificate IRAs both designed to help you save for the future and possibly help defer some taxes. However, always check with your tax adviser, first, to make sure you qualify for any tax exemptions. These type of accounts earn a slightly higher dividend rate than a regular Share Account and are federally insured up to $250,000 by the NCUA. For more information about IRAs, click here.
Consolidate Your Holiday Debt
Your Credit Union offers affordable debt consolidation solutions. Our Personal Loans are as low as 6.49% APR* for up to 24 months to help pay off debt. Plus, we offer, for a limited time, Home Equity Loans as low as 4.00% APR* for up to 60 months. Other rates and terms are available. Click here to learn more.
Establish Credit With A NHCU Visa Credit Card
Your Credit Union offers a Visa Credit Card program designed to help members save with an affordable interest rate, no balance transfer fees, no annual fees, and an opportunity to earn reward points with qualifying purchases. Our Credit Card offers a great way to establish credit by starting with a lower credit limit - especially for young adults. Plus, when shopping or traveling, a credit card is safer than carrying cash and can be easily replaced if lost or stolen. Apply for your card today.
Individual Retirement Accounts (IRAs) May Help You Defer Taxes:
Your Credit Union offers both regular Individual Retirement Accounts and Certificate IRAs both designed to help you save for the future and possibly help defer some taxes. However, always check with your tax adviser, first, to make sure you qualify for any tax exemptions. These type of accounts earn a slightly higher dividend rate than a regular Share Account and are federally insured up to $250,000 by the NCUA. For more information about IRAs, click here.
Consolidate Your Holiday Debt
Your Credit Union offers affordable debt consolidation solutions. Our Personal Loans are as low as 6.49% APR* for up to 24 months to help pay off debt. Plus, we offer, for a limited time, Home Equity Loans as low as 4.00% APR* for up to 60 months. Other rates and terms are available. Click here to learn more.
Establish Credit With A NHCU Visa Credit Card
Your Credit Union offers a Visa Credit Card program designed to help members save with an affordable interest rate, no balance transfer fees, no annual fees, and an opportunity to earn reward points with qualifying purchases. Our Credit Card offers a great way to establish credit by starting with a lower credit limit - especially for young adults. Plus, when shopping or traveling, a credit card is safer than carrying cash and can be easily replaced if lost or stolen. Apply for your card today.
Electronic Notices Coming Soon!
Members enrolled in our free e-Statements will soon receive all NHCU notices electronically. This will ensure members receive notices such as Non-sufficient Funds, Certificate Maturity, and other important notices quicker and safer. More information is coming soon.
Horizons Helping Hands in the Community
Your Credit Union was able to help Feeding the Gulf Coast in December by collecting hundreds of pounds of canned and boxed food and presenting a check for $500 to be used to help those in need. For 2020, the staff of NHCU has voted to support The Penelope House, local Animal Shelters, and St. Jude Children's Research Hospital through their Jeans Days and other fund raising efforts - so look out for future information and ways you can help, too.
On Saturday, March 30th - The Mobile Chocolate Festival which benefits The Penelope House will be held at The Grounds. NHCU is a proud sponsor of this event.
Starting January through March 2020, NHCU has once again agreed to be title sponsor for the annual Mobile County Public School System's Hi-Q academic competition. This effort promotes scholastic achievement in the area's participating high schools.
Mobile Boat Show
Your Credit Union is participating in the Mobile Boat Show at the Mobile Convention Center on March 6-8. Hundreds of boats and boat dealers will be present to show the latest models in sea crafts. We will have a booth for members wishing information on our boat loans and other services. Stop by and say, "Hi!" We'd love to see you.
Holiday Closings in February
Just a reminder that in observation of Presidents' Day , all NHCU branches will close on Monday, February 17th. Also, in observance of Mardi Gras, all NHCU branches will close on Tuesday, February 25th. However, our electronic services such as Online & Mobile Banking, Voice 24, and ATMs will remain available.
Electronic Notices Coming Soon!
Members enrolled in our free e-Statements will soon receive all NHCU notices electronically. This will ensure members receive notices such as Non-sufficient Funds, Certificate Maturity, and other important notices quicker and safer. More information is coming soon.
Horizons Helping Hands in the Community
Your Credit Union was able to help Feeding the Gulf Coast in December by collecting hundreds of pounds of canned and boxed food and presenting a check for $500 to be used to help those in need. For 2020, the staff of NHCU has voted to support The Penelope House, local Animal Shelters, and St. Jude Children's Research Hospital through their Jeans Days and other fund raising efforts - so look out for future information and ways you can help, too.
On Saturday, March 30th - The Mobile Chocolate Festival which benefits The Penelope House will be held at The Grounds. NHCU is a proud sponsor of this event.
Starting January through March 2020, NHCU has once again agreed to be title sponsor for the annual Mobile County Public School System's Hi-Q academic competition. This effort promotes scholastic achievement in the area's participating high schools.
Mobile Boat Show
Your Credit Union is participating in the Mobile Boat Show at the Mobile Convention Center on March 6-8. Hundreds of boats and boat dealers will be present to show the latest models in sea crafts. We will have a booth for members wishing information on our boat loans and other services. Stop by and say, "Hi!" We'd love to see you.
Just a reminder that in observation of Presidents' Day , all NHCU branches will close on Monday, February 17th. Also, in observance of Mardi Gras, all NHCU branches will close on Tuesday, February 25th. However, our electronic services such as Online & Mobile Banking, Voice 24, and ATMs will remain available.
70th Anniversary - Annual Meeting of the Membership - April 24th
All members are invited to attend NHCU's Annual Meeting on Friday, April 24, 2020 at 7 p.m. at the University of South Alabama Student Center and learn more about their Credit Union and vote for Board of Directors and Supervisory Committee members. More information is available by clicking here.
All members are invited to attend NHCU's Annual Meeting on Friday, April 24, 2020 at 7 p.m. at the University of South Alabama Student Center and learn more about their Credit Union and vote for Board of Directors and Supervisory Committee members. More information is available by clicking here.
The 2020 College Scholarship Application is Available!
Our New Wave Savings Account offers many perks to our young members. Currently, New Wave Club members who are graduating high school seniors may apply for our annual College Scholarship. Each year, New Horizons CU awards 5, $1,000 scholarships to deserving high school seniors. For details and to print out the application, please visit our New Wave Youth Club page on our website.
Get Auto Dealer Last-Year Inventory Deals & Our Great Rate...& No Payment for 90 Days option!
New Horizons Credit Union offers Auto Loans with NO PAYMENT FOR 90 DAYS with rates as low as 1.99% APR* for up to 48 months. Now's a great time to shop for auto dealer last-year inventory deals. Visit our Auto Loan page to print out a special certificate for participating dealers and opportunity for a $50 gift card with NHCU financed vehicles. All loans subject to credit approval. For more information on our Auto Loans click here.
Members Can Get Turbo Tax and Save!
New Horizons Credit Union members can get discounted services and merchandise through our partnership with the Love My Credit Union program such as Sprint discounts, ADT Home Security discounts, Turbo Tax services discounts, and more! Visit LoveMyCreditUnion.org/Happy to learn more.
Protect Yourself Against Fraud
Just a reminder that New Horizons Credit Union has a system that monitors members' accounts for possible fraud. You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging. To report fraudulent charges, or a lost or stolen card during business hours, contact our Call Center at (251) 316-3240. After hours, call (800) 449-7728.
There are many forms of social media that we use day in and day out - with friends and in doing business. All forms of social media have their share of scams by some very creative fraud artists who can cause everything from computer viruses to ID Theft if you fall victim.
Protect yourself on social media by taking the same basic steps as you would for any other method of keeping your data safe: Don't share with strangers, know who you are communicating with and verify their identities, be aware that scams exist, and remember that if something sounds too good to be true, it is.
*If you ever feel you have been a victim of fraud, please contact your credit union or identitytheft.gov .
*APR = Annual Percentage Rate