Latest Promos & News
It's Extended! Refi Your Ride...Whatever It May Be**
Enjoy up to 2.00% APR* off your current rate. **Rates based on an evaluation of applicant's credit and may vary on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval. This refi special has been extended from March 31, 2023 thru September 30, 2023. The Credit Union reserves the right to cancel this offer at any time. Vehicle loans must be transferred from another financial institution and be in good standing. Types of vehicle loans accepted for offer must be vehicle loans NHCU can finance. Proof of current rate is required from outside lender. Rate may be reduced up to 2.00%APR* but will be no lower than 3.67%APR* based on model year. Horizons Heroes Account perks do not apply to this offer. Existing NHCU loans do not qualify for refinancing. For comparison purposes, a $25,000 vehicle loan for a term of 36 months at 3.67% APR*, the monthly payment would be $734.44. For details on this and other NHCU loan types, click here
New Wave Youth Savers - Turn in your A/B Report Cards for the Good Grades Drawing
Your Credit Union offers a New Wave Youth Savers Account that is designed to encourage our young members the importance of savings and teach financial literacy. New Wave Youth Savers may enter their good grades for a drawing for a NHCU Backpack and $50 to be deposited into their savings. Enter before July 15th by submitting your good grade report cards to any branch. For details on our New Wave Youth Savers Accounts and our Good Grades Drawing, click here.
Earn more with a Certificate Account & Look into An Individual Retirement Account (IRA) to Plan for the Future
If you want to earn a higher dividend rate than our regular Savings Account at a set term, consider one of our Certificate Accounts. Currently, NHCU is offering a 12 month Certificate Rate that may be perfect for you. Click here to learn more about our Certificate Accounts.
New Horizons Credit Union offers several IRAs to choose from - each with a unique purpose for long-term saving. IRAs earn a higher dividend than a regular Savings Account and are fully insured by the NCUA for up to $250,000. Depending on your tax situation, an IRA may also offer you a way to defer taxes, but always consult with a tax advisor first. For details on our IRA program click here
Drive off with an Affordable Auto Loan
New Horizons Credit Union offers affordable new and used auto loans for your travel solutions. Enjoy auto rates as low as 3.67% APR* for up to 36 months - with NO PAYMENT for 90 Days! Rates based on an evaluation of applicant's credit and may vary. All loans subject to credit approval. For details on our auto loans details, click here
Home Equity & Home Loan Solutions
Your Credit Union offers a variety of Home Loans to fit your particular needs. If you need to make repairs or add features to your home, look into our Home Equity Loan program. If you are looking for a new home, come in and get pre-qualified so you can know exactly what you can afford before you go shopping and the best mortgage product for you. Click here
to learn more about all our Home Equity Loan and other Mortgage Loan options.
New Cottage Hill Branch Coming Soon!
Exciting News! We have broken ground on a new full-service facility which will be located near the intersection of McFarland and Cottage Hill. This branch will be equipped with an ATM, Drive-thru service, and Night Drop Box. Expected completion is late-summer 2023. More details will be forthcoming! In the meantime, remember, NHCU is a member of the Allpoint ATM Network. To find an ATM or branch near you, click here.
Receive Text Notices from New Horizons CU
We now offer a way to receive important Credit Union notifications, branch updates, weather alerts, and marketing communication via Text Messaging. This is a one-way communication from NHCU to you, but the communication will contain links and phone number if you wish to get further information on that particular topic. To learn more and opt-in simply text NEWHCU to 1-866-259-7811 or visit our Contact Us
webpage for the QR Code to scan. Message and data rates may apply.
Horizons Helping Hands - Ronald McDonald House Pull Tab Collection in Branches
We had such a great response last year, that we're doing it again. Bring in your pull tabs to any NHCU branch to add to our collection for the Ronald McDonald House. They recycle the pull tabs to generate funds to help serve families who need a free place to stay close to their hospitalized child. Horizons Helping Hands is our branded community outreach program whereby the NHCU team votes annually on the non-profits to support. Visit our Community page to learn more about our outreach efforts in 2023.
Anytime Skip-A-Pay Available
Need a little break to help with expenses? New Horizons CU offers Anytime Skip-A-Pay for qualifying members to skip a loan payment. on most consumer loans. Sometimes just skipping one loan payment can help with emergency cash needs and now NHCU offers a way to do this which won't affect your credit. Conditions and restrictions apply. Click here to learn more.
Discounts Available Through Your Credit Union's Love My Credit Union Partnership
New Horizons Credit Union members can get discounts and cash rewards through our partnership with Love My Credit Union with companies like Turbo Tax, H&R Block, Identity IQ, Spectrum Mobile and more! Simply visit Love My Credit Union to learn more.
Protect Yourself Against Fraud - SCAM ALERT
It is always important to take measures to protect yourself by not sharing passwords, always checking your account for unknown activity, and being aware of phishing attempts from unsolicited websites. A good rule to follow is that if the email or phone call is an offer too good to be true - then it is most likely a SCAM, and do not respond. Remember, New Horizons Credit Union has systems in place that monitors members’ accounts for possible fraud. You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging. If you ever feel you have been a victim of fraud, please contact us at (251) 316-3240 during normal business hours, or for after-hours, call (800) 449-7728. You may also contact the Federal Trade Commission to report fraud at identitytheft.gov.
Important Notice & Information Regarding the Pandemic:
Although we are diligently hiring qualified staff, please note that due to staff limitations still lingering from the pandemic, we are experiencing higher call volume and longer wait times in the branches. All branches offer full lobby service with safety precautions - hand sanitizer is available and masks are encouraged. Appointments are still recommended to avoid delays caused by wait times and limited staff.
Most branches also offer 24/7 Night Drop Boxes for deposits and loan payments, and offer a 24/7 ATM. Branch Appointment can be made by calling 251-316-3240 or visiting our website home page at NewHCU.org. PLEASE NOTE: Branch services and operation hours may periodically adjust due to staffing. Updates to our branch operations will be posted via branch signage, our website, social media, and/or member e-Mail and e-News.
We would like to encourage all our members to enroll in our free electronic services such as: Online & Mobile Banking, e-Statements, Bill Pay, and use our online loan application to minimize possible exposure while performing basic tasks and transactions. New Horizons CU is also a member of the AllPoint ATM Network which offers our members using our debit card surcharge-free ATM transactions at over 55,000 ATM locations nation-wide. Visit our website's location page for ATM locations near you.
We also recommend our members follow the Center for Disease Control & Prevention (CDC) tips for personal hygiene and recommended health safety measures. Please know that all our branches are equipped with hand sanitizer dispensers, and staff have been supplied with gloves and masks to use at their discretion. All branches are thoroughly cleaned for everyone's protection.
Despite this difficult economic time, be assured that your funds are federally insured by the NCUA. Visit NCUA.gov for further insurance information.
If you have any questions about our electronic services, please feel free to contact us at 251-316-3240 or by visiting our website's Online services page by clicking here.
For a copy of past new Horizons Credit Union Newsletter, click below:
*APR = Annual Percentage Rate. Other conditions and restrictions may apply. Call 251-316-3240 for details on services, loans, and membership.