Latest Promos & News

Holiday Loan Special November 1 - December 24, 2018!

It's the season of giving and time for our annual Holiday Loan Special which offers our Personal Loans at rates as low as 3.99% APR for up to 24 months.  Other low rates and terms are available as well.  But, hurry!  This Holiday Loan special ends December 24, 2018.  Click here to learn more.


Auto Loan Solutions...No Payment for 90 Days! Love Your Car Even More!

For a limited time, New Horizons Credit Union offers Auto Loans with NO PAYMENT FOR 90 DAYS with rates as low as 1.99% APR for up to 48 months. Visit our Auto Loan page to print out a special certificate for participating dealers and opportunity for a $50 gift card with NHCU financed vehicles. All loans subject to credit approval. For more information on our Auto Loans click here.

Home Equity Line of Credit Loans as low as 2.99% APR for 90 Days! 

Your Credit Union offers a great Home Equity Line of Credit (HELOC) Loan that can be used for almost anything such as home repairs, travel, medical emergencies, or just to have some spare cash. Our HELOC loan will be as low as 2.99% APR for 90 days. Minimum loan amount is $10,000 and maximum loan amount is $400,000. Other conditions and restrictions apply. Click here for more information.


Holiday Closings 

All New Horizons Credit Union branches will close at 1 p.m. on Monday, December 24th for Christmas Eve and all day on Tuesday, December 25th for Christmas Day.  All branches will also be closed on Tuesday, January 1st for New Year's Day.  Our 24/7 ATMs and Online Banking will remain available during these times. For ATM locations closest to you, click here.  Please know that all New Horizons Credit Union branches have a 24/7 Night Drop Box for deposits and payments.   And, our West Mobile and Daphne branches have a 24/7 deposit capable ATM.   Be sure to sign up for free remote deposit capture which offers the convenience of depositing checks from wherever you are.  


Horizons Helping Hands - In the Community Again! 

Your Credit Union recently completed collecting monetary donations for the American Red Cross for the recent hurricane victims.  Thanks to general staff and members, New Horizons was able to send much needed funds to the American Red Cross.  

Plus, New Horizons Credit Union has once again agreed to sponsor the Mobile County Public School System's Hi-Q academic competition that involves the area high schools.  The Hi-Q dry run was held this past November with competition gearing up for January 2019.


Love My Credit Union Rewards - Another Benefit of Membership from NHCU!

New Horizons Credit Union members get $100 per line in cash rewards for every new line activated  with Sprint - and, for a limited time, this offer is available for unlimited lines.  Plus, you'll receive a $100 in loyalty cash rewards every year.  Current Sprint customers can take advantage of the $100 loyalty cash rewards offer every year starting one year after program enrollment.  Sign up today and mention you are a New Horizons Credit Union member.  Visit to learn more.


New Wave Youth Club Members - Bring in Your Report Cards and Progress Reports!

We want to encourage good study habits by rewarding A/B report cards.  You can bring in your child's report card to any branch or submit online.  The New Wave student will be entered into a drawing for prizes.  For more information on our  New Wave Youth Club Account, please click here


Financial Planning Services Now Available!

Your Credit Union offers Certificate Accounts, Individual Retirement Accounts, and Money Market accounts that are fully insured by the National Credit Union Administration.  These accounts offer a safe way to invest for the long-term.  However, New Horizons Credit Union understands that we also have members who want to earn a higher yield on their money and are willing to take on some risk.  For these members, New Horizons Credit Union has partnered with Southern Capital Services, Inc.  investment adviser firm who comes with both experience and integrity.  They can customize an approach to help you plan and grow your assets.   For more information about Southern Capital Services, Inc. click here.


ATM Safety Tips for the Holidays

Your safety is important to us.  For this reason, here are some general safety tips to remember during the busy holiday season and year-round.

  • Observe your surroundings before using an ATM.  If the machine is obstructed from view or poorly lit, visit another ATM.
  • Shield the screen and keyboard so anyone waiting to use the ATM cannot see you enter your PIN or transaction amount.
  • Put your cash, card, and receipt away immediately.  Count your money later, and always keep your receipt.
  • If you see anyone or anything suspicious, cancel your transaction and leave immediately.  If anyone follows you after making a transaction, go to crowded, well-lit area, and call the police.
  • When using an enclosed ATM that requires you to use your card to open the door, avoid letting strangers follow you inside.
  • When using a drive-up ATM, make sure all passenger car doors are locked and windows are up.
  • Do not leave your car unlocked or engine running when you get out to use an ATM.
  • Plan your ATM visit - check with your financial institution to determine ATM availability and any daily withdrawal limits on particular ATMs to avoid having to make multiple stops.


Protect Yourself Against Social Media Scams
Just a reminder that New Horizons Credit Union has a system that monitors members' accounts for possible fraud.  You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging.  To report fraudulent charges, or a lost or stolen card during business hours, contact our Call Center at (251) 316-3240.  After hours, call (800) 449-7728.
There are many forms of social media that we use day in and day out - with friends and in doing business.  All forms of social media have their share of scams by some very creative fraud artists who can cause everything from computer viruses to ID Theft if you fall victim.
Protect yourself on social media by taking the same basic steps as you would for any other method of keeping your data safe:  Don't share with strangers, know who you are communicating with and verify their identities, be aware that scams exist, and remember that if something sounds too good to be true, it is.  
*If you ever feel you have been a victim of fraud, please contact your credit union or