Latest Promos & News

We offer a Home Equity Loan as low as 4.00% APR* for up to 60 months and have extended our Personal Loan Special with rates as low as 3.49% APR* for up to 24 months thru February 28, 2022.  Depending on your tax situation, a Home Equity Loan may be tax deferred, but always check with your tax advisor first.  Other conditions and restrictions apply for these loan types.   For details, click here. 

The best way to save is have a special place to do it like with our Chrstmas Club Savings Account designed specifically for saving for the holidays.  You still earn a great dividend rate and can allocate or transfer a certain amount to the account each month.  In November, the amount saved will be automatically transferred to your regular account to use for the holiday season.  Click here to learn more about opening a Christmas Club Account to start saving now.


Each year our Team votes on non-profit charities they'd like to see the Credit Union support.  For 2022, our Corporate Charities will include the Penelope House, Children's Miracle Network, and the Ronald McDonald House.  Look for announcements on our website and social media on ways you can help.  Visit our Community page to learn more about our outreach efforts.

Retirement Solutions with Individual Retirement Accounts

Your Credit Union offers a variety of retirement planning solutions for members wishing to prepare for their future. Individual Retirement Accounts (IRAs) may offer a way to defer some taxes depending on your tax situation, but always consult a tax advisor first.  Click here to learn more about all our IRA products and downloan informational brochures.

Home Loan Solutions

Your Credit Union offers a variety of Home Loan solutions for members wishing to purchase a new house or refinance their home.  We also offer free complementary pre-approval letters to make shopping easier and faster.  Plus, we offer Home Equity Loans for members wishing to remodel or needing extra cash for a dream vacation or an unexpected emergency.  Click here to learn more about all our affordable options. 


2022 Scholarship Program is Now Available

As part of our New Wave Youth Savers Account program, members who are graduating high school seniors may apply for one of our 5, $1,000 college scholarships.  Deadline is April 1, 2022.  Click here to learn more about our New Wave Youth Savers Account and programs.

Now thru March 31, 2022, apply Online to qualify for a .25% APR  loan rate discount on selected consumer loans.  To learn more contact any branch or click here.

New Horizons Credit Union offers Auto Loans and best of all - and option for NO PAYMENT FOR 90 DAYS with rates as low as 1.99% APR* for up to 48 months. Now's a great time to shop for auto dealer last-year inventory deals and save with their rebates and our great rate.  Visit our Auto Loan page to print out a special certificate for participating dealers and opportunity for a $50 gift card with NHCU financed vehicles. All loans subject to credit approval. Existing NHCU loans do not qualify for refinancing. For more information on our Auto Loans click here.

Discounts Available Through Your Credit Union 

New Horizons Credit Union members can get discounted services and merchandise through our partnership with the Love My Credit Union program such as ADT Home Security discounts, Turbo Tax services discounts, Travel & Retail discounts, and more!  Simply visit the Love My Credit Union link, register to receive news on discounts, and see for yourself.  Visit to learn more.

Protect Yourself Against Fraud

It is always important to take further measures to protect yourself by not sharing passwords, always checking your account for unknown activity, and being aware of phishing attempts from unsolicited websites.  Remember,  New Horizons Credit Union has systems in place that monitors members’ accounts for possible fraud.  You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging.   If you ever feel you have been a victim of fraud, please contact us at (251) 316-3240 during normal business hours, or for after-hours, call (800) 449-7728.  You may also contact the Federal Trade Commission to report fraud at

*APR = Annual Percentage Rate. Other conditions and restrictions may apply.  Call 251-315-3240 for details on services, loans, and membership.