Latest Promos & News


For a limited time, New Horizons Credit Union offers Auto Loans with NO PAYMENT FOR 90 DAYS with rates as low as 1.99% APR for up to 48 months. Visit our Auto Loan page to print out a special certificate for participating dealers and opportunity for a $50 gift card with NHCU financed vehicles. All loans subject to credit approval. For more information on our Auto Loans click here.

Home Equity Line of Credit Loans as low as 2.99% APR for 90 Days! 

Your Credit Union offers a great Home Equity Line of Credit (HELOC) Loan that can be used for almost anything such as home repairs, travel, medical emergencies, or just to have some spare cash. Our HELOC loan will be as low as 2.99% APR for 90 days. Minimum loan amount is $10,000 and maximum loan amount is $400,000. Other conditions and restrictions apply. Click here for more information.


Holiday Closing

All New Horizons Credit Union branches will close Monday, February 18, 2019 in observance of President's Day.  Our 24/7 ATMs and Online Banking will remain available during these times. For ATM locations closest to you, click here.  Please know that all New Horizons Credit Union branches have a 24/7 Night Drop Box for deposits and payments.   And, our West Mobile and Daphne branches have a 24/7 deposit capable ATM.   Be sure to sign up for free remote deposit capture which offers the convenience of depositing checks from wherever you are.  


Horizons Helping Hands - In the Community Again! 

The staff of New Horizons Credit Union who make up the Horizons Helping Hands team - recently presented a check for $1,000 to the Jensen's Heart of Gold Foundation which supports families with children suffering from cancer.   Fund raising mostly was done through jeans days throughout 2018.  The funds will help the Jensen's Heart of Gold Foundation continue its childhood cancer advocacy efforts into 2019.

All New Horizons Credit Union branches are collecting supplies for the Penelope House - Mobile, AL through the end of February 2019.  Their list includes cleaning supplies, bath & toiletry supplies, baby items such as diapers, kitchen supplies, and more.  The Penelope House shelters women and children who are victims of domestic violence and offers resources to help them get back on their feet.  

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Love My Credit Union Rewards - Another Benefit of Membership from NHCU!

New Horizons Credit Union members can get discounted services and merchandise through our partnership with the Love My Credit Union program including Turbo Tax services.  Visit to learn more.


New Wave Youth Club Members - Graduating High School Seniors Can Apply for a NHCU Scholarship!

We want to encourage all graduating high school seniors to apply for New Horizons Credit Union's annual scholarship program.  Five, $1,000 scholarships will be awarded to high school seniors based on academics, school involvement, and community outreach.  The deadline is April 1, 2019.  Don't wait until the last minute.  For more information on our  New Wave Youth Club Accounts or our Scholarship Program, please click here.


Financial Planning Services Now Available!

Your Credit Union offers Certificate Accounts, Individual Retirement Accounts, and Money Market accounts that are fully insured by the National Credit Union Administration.  These accounts offer a safe way to invest for the long-term.  However, New Horizons Credit Union understands that we also have members who want to earn a higher yield on their money and are willing to take on some risk.  For these members, New Horizons Credit Union has partnered with Southern Capital Services, Inc.  investment adviser firm who comes with both experience and integrity.  They can customize an approach to help you plan and grow your assets.   For more information about Southern Capital Services, Inc. click here.


Protect Yourself Against Social Media Scams
Just a reminder that New Horizons Credit Union has a system that monitors members' accounts for possible fraud.  You may be contacted if fraud is suspected, but NHCU will never ask for personal information such as online credentials, your entire card number, account number, or social security number via email, voice, or text messaging.  To report fraudulent charges, or a lost or stolen card during business hours, contact our Call Center at (251) 316-3240.  After hours, call (800) 449-7728.
There are many forms of social media that we use day in and day out - with friends and in doing business.  All forms of social media have their share of scams by some very creative fraud artists who can cause everything from computer viruses to ID Theft if you fall victim.
Protect yourself on social media by taking the same basic steps as you would for any other method of keeping your data safe:  Don't share with strangers, know who you are communicating with and verify their identities, be aware that scams exist, and remember that if something sounds too good to be true, it is.  
*If you ever feel you have been a victim of fraud, please contact your credit union or