Latest Promos & News

New Horizons Credit Union is honored to have received Bauer Financial Inc.'s 5-Star Credit Union rating.  Bauer Financial is an independent auditing and research firm which has been rating banks and credit unions across the United States since 1983.  New Horizons Credit Union earned the recognition for its strong capital status, risk tolerance, financial data and performance.  The rating indicates that New Horizons Credit Union has the resources to withstand various economic situations and adversity.  New Horizons CU is proud to share this news and thanks our team and members for their continued loyalty.

New Horizons Credit Union earns the League of Southeastern Credit Union's Award for Credit Union of the Year for the state of Alabama in our asset division.  Click here to see the award video link.

 

Save the Date - NHCU 75th Annual Meeting of the Membership, April 24, 2025!

Your Credit Union will host its 75th Annual Meeting of the membership on Thursday, April 24, 2025, 6 p.m., at the Volunteers of America Southeast Office on 1204 Hillcrest Road, Mobile, AL 36695 in their special events building.  Please save this date to come and learn more about your Credit Union, our financial report, and meet your Board of Directors & Supervisory Committee members.  More information is available on our website's Annual Meeting menu tab.

Home Equity Loans for Consolidating high interest debit, Emergencies, and Repairs & Check out Our Other Home Loan Products.

Your Credit Union offers a variety of Home Loans to fit your particular needs.  If you need to purchase a special gift, make repairs, or add features to your home, look into our Home Equity Loan program.  If you are looking for a new home, come in and get pre-qualified so you can know exactly what you can afford before you go shopping and the best mortgage product for you.   Click here to learn more about all our Home Equity Loan and other Mortgage Loan options.

Refi Your Ride...Whatever It May Be**

New Horizons CU will refinance most types of vehicle loans to help you save.  Enjoy up to 2.00% APR* off your current rate.  **Rates based on an evaluation of applicant's credit and may vary on creditworthiness, qualifications, and collateral conditions.   All loans subject to credit approval.  The Credit Union reserves the right to cancel this program at any time.  Vehicle loans must be transferred from another financial institution and be in good standing.  Types of vehicle loans accepted for offer must be vehicle loans NHCU can finance.  Proof of current rate is required from outside lender.  Rate may be reduced up to 2.00%APR* but will be no lower than the posted NHCU loan rate based on model year and term.  Horizons Heroes Account perks do not apply to this program.  Existing NHCU loans do not qualify for refinancing. For payment comparison purposes on all qualified vehicles based on model, and for details on other NHCU loan types, click here. 

Earn More with an Ultimate Dividend Checking Account*

Your Credit Union offers several checking account products all designed to save our members money.  If you are interested in earning more on a Checking Account, then let us open you an Ultimate Dividend Checking Account that could earn you up to 3.25% APY*for doing things you probably already do.  To learn more, click here. 

Sail Away with a Great Boat Loan Rate and Enjoy the Water!

Ask about our affordable boat loan rates as low as 5.49%APR for up to 66 months and with the option of NO PAYMENT for 90 DAYS!  Make an appointment today to speak to any Loan Officer or apply online today.

 

Anytime Skip-A-Pay Available 

Need a little break to help with holiday, travel, or other expenses? New Horizons CU offers Anytime Skip-A-Pay for qualifying members to skip a loan payment. on most consumer loans.  Sometimes just skipping one loan payment can help with emergency cash needs and now NHCU offers a way to do this which won't affect your credit.  Conditions and restrictions apply.  Click here to learn more.

New Wave Youth Savers - National Credit Union Youth Month & Turn in your A/B Report Cards for the Good Grades Drawing

 

During the month of April, make sure to open your child his or her own NHCU account so they can participate in our New Wave Savers Youth Account perks.  Make a deposit of $5 or more into your New Wave Savers Youth Account or open a New Wave Savers Youth Account during April and your child could be entered into a drawing for a $100 Visa Gift Card. Visit our New Wave Savers Youth Account web page for details. 

 

Your Credit Union offers a New Wave Savers Youth Account that is designed to teach our young members the importance of savings and financial literacy. New Wave Savers may enter their A/B report card for a drawing for a NHCU Backpack and $50 to be deposited into their savings account. Enter before January 15th or July 15th (for the closest semester end) by submitting your report cards to any branch. For details on our New Wave Savers Youth Accounts and our Good Grades Drawing, click here. 

Earn more with a Certificate Account & Look into An Individual Retirement Account (IRA) to Plan for the Future

If you want to earn a higher dividend rate than our regular Savings Account at a set term, consider one of our Certificate Accounts.  Click here to learn more about our Certificate Accounts.

 

New Horizons Credit Union offers several IRAs to choose from - each with a unique purpose for long-term saving.  IRAs earn a higher dividend than a regular Savings Account and are fully insured by the NCUA for up to $250,000.  Depending on your tax situation, an IRA may also offer you a way to defer taxes, but always consult with a tax advisor first.  For details on our IRA program click here.

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