1. Eligibility: No purchase or obligation necessary to participate and win. All participants must be 19 years of age or older (Alabama resident) or of legal adult age in their residing state at time of contest participation. Employees and officials of New Horizons Credit Union, their immediate families (spouses, parents, children, and siblings, & each of their respective spouses), & members of the household of such individuals are not eligible to register for the contest.
2. How to Enter Contest: To enter the contest, participants must complete a drawing entry form which can be received at the New Horizons Credit Union (NHCU) Midtown Hill Branch at 100 North Florida Street, Mobile, AL 36607 from November 19, 2025 – December 12, 2025. Entry forms must be submitted by Friday, December 12, 2025, 5:00 p.m. CT. Drawing to be held at 8:30 a.m. CT. on Monday, December 15, 2025. There is no limit to the number of entries per person. Only one prize will be awarded.
NO PURCHASE NECESSARY: To enter the contest without visiting the NHCU Midtown branch or without an entry form, send one (1), 3”x5” card with name and contact information per self-addressed, stamped envelope to: New Horizons Credit Union P.O. Box 2966, Mobile, AL 36652, attention Marketing Department Visa Drawing and must be received by Friday, December 12, 2025, 5:00p.m. CT.
New Horizons Credit Union will not be responsible for incomplete, lost, late, misdirected, or illegible entries or for failure to receive entries. All entries become property of New Horizons Credit Union, and none will be returned. Any questions regarding the number of entries submitted shall be determined by New Horizons Credit Union in its sole discretion, and New Horizons Credit Union reserves the right to disqualify any entries by persons determined to be tampering with, violating, or abusing any aspect of the contest.
3. Contest Entry Requirements: In the event the Credit Union, in its sole discretion, determines that any Entry contains content that does not comply with these Official Rules or does not otherwise comply with regulatory guidelines, Credit Union reserves the right to disqualify the entry.
4. Determining the Winner: A Credit Union employee from the NHCU Midtown branch will select at random one Grand Prize Winner from all entries received with the drawing to be held on Monday, December 15, 2025, at 8:30 a.m. CT. The winner does not have to be present to win. The winner will be announced and contacted via phone or email. The winner will be responsible for picking up the prize at the New Horizons CU Midtown branch.
5. Prizes: Grand Prize: One (1) Visa Gift Card Valued at $100.00. A drawing for one (1) Visa Gift Card valued at $100 from among the entries submitted to that branch will be drawn. The prize is non-transferable. Federal, state, and local taxes are the sole responsibility of the winner. Odds of winning depends on the number of entries submitted – example: 100 entries mean odds of 1 in 100 of winning.
A Credit Union employee will attempt to contact the prize winner up to three times, at which time an alternate winner may be drawn for prize. Failure of winner to claim prize within seven (7) business days of initial contact may result in disqualification of winner, forfeiture of his or her interest in all prizes. The winner will be required to pick up prize at the NHCU Midtown branch in person, providing a valid ID with proof of eligibility for prize won and completing and signing an affidavit of eligibility and a liability and publicity release. Failure of any Winner to timely visit the Credit Union in person, sign and return any required affidavit and release, or to claim a prize or comply with any term or condition of these Official Rules, will result in drawing Winner's disqualification and the forfeiture of his or her interest in the prize. Winners may waive their right to receive prizes. Prizes are non-assignable and nontransferable. No substitutions allowed by the winner. Prizes and individual components of prize packages are subject to availability, and the Credit Union reserves the right to substitute prizes of equal or greater value.
6. Participation. By participating, entrants agree to be bound by these Official Rules and the decisions of the Contest. Participants agree to be contacted by the Credit Union. Except where prohibited, acceptance of any prize constitutes winner's consent to the publication of his or her name, biographical information, and likeness in any media for any commercial or promotional purpose, without limitation the Internet, or further compensation. Prizes not won and claimed by eligible winners in accordance with these Official Rules will not be awarded and will remain the property of the Credit Union.
