Annual Meeting


We held our meeting on Thursday, April 28, 2022 at 6 p.m. per the notice below. If you missed the meeting, a copy of our Annual Report is available by clicking on the button below or you may request a copy to be mailed to your address by emailing


Important Notice:  New Horizons CU will conduct a VIRTUAL Annual Meeting via Microsoft Teams that will be streamed from the NHCU Corporate Office at 622 Azalea Road, Mobile, AL  36609.  Information on how to view and/or listen to accommodate members with computers and those with only telephones is as follows:

Annual Meeting 2022
Thursday, Apr 28, 2022 6:00 PM - 7:00 PM (CDT)

Please join the meeting from your computer, tablet or smartphone.
Click here to join the meeting
Once in TEAMs, simply click the  "continue on this browser" option.
You can also dial in using your phone (audio only)
United States: +1 (972) 301-8576

Phone Conference ID: 733 140 245#

By clicking on the meeting link above or dialing in, you can access the meeting.  The link above also provides an option to download Teams.  If you already have Teams downloaded on your PC, simply click the Open Teams option to begin. (Opens in a new Window)

Please do not wait until April 28th to upload and test your Microsoft Teams connection.  If you have any trouble, call (251)316-3141 or email prior to April 28th.  On the day of the Annual Meeting, please log into the link at least 5-10 minutes prior to the start of the meeting to avoid any computer boot-up or other unforeseen delays.  The meeting is scheduled to start at 6:00 p.m. CT.

Our Corporate Office at 622 Azalea Road, Mobile, AL 36609 will allow for a few members to attend in person as we stream the virtual meeting.  However, we are limiting attendance due to group size and social distancing restrictions, and doors will not open until 5:30 p.m. CT to allow Corporate Operations and staff time to close for the day.  Once our maximum room capacity is reached, we cannot admit more attendees.  Please note that even if group gatherings and social distancing restrictions are lifted by the date of our Annual Meeting, our building and room capacity is still limited due to fire marshal regulations.

The ability to conduct a virtual meeting at this time, is particularly important for anyone with children and anyone with a weakened immune system who we ask to remain at home for their well-being.  There will be an opportunity for questions via Teams' Chat function.

Members who can only call in have the opportunity to have their topic addressed at the Annual Meeting by contacting (251) 316-3141 by 2 p.m., April 28th or by arranging a phone meeting with our President/CEO after the Annual Meeting.

Please also note that no door prizes, no refreshments, and no member gifts are available for this Annual Meeting.  There is no need for an election since the slate of officers as presented by the Nominating Committee will be elected by acclamation.

A copy of the Annual Report can be requested after April 15th by emailing with your name and mailing address for a printed copy or you will be able to download a copy from here after April 15th.

Below is a copy of the initial notice that was sent to the membership with a brief bio of the nominees on the Slate of Officers as presented by the Nominating Committee.

*** 2022 Annual Meeting of the Membership & Nominee Information***

New Horizons Credit Union is overseen by a volunteer Board of Directors and Supervisory Committee who are elected by our membership at the Annual Meeting. The Annual Meeting is scheduled for Thursday, April 28, 2022, at 6 p.m. and will be held virtually via Office 365 TEAMS streamed from the New Horizons Credit Union Corporate Office at 622 Azalea Road, Mobile, AL.

Members may call or log in to the TEAMS meeting via a link and phone number provided on our website at

The Nominating Committee, appointed by the Board Chairman, nominates at least one (1) member for each vacancy and determines that the nominees are qualified and willing to serve. The slate of candidates, as presented by the Nominating Committee, for three Board of Director positions and one Supervisory Committee positions with all positions to serve a 3-year term include Board Incumbents: Deloris T. Bagsby, and W.J. "Joe" Mills, and Supervisory Committee Incumbent: Ashley Zavros.

Due to the recent death of Board member, William W. Lewis, the Board of Directors has voted in Scott Huval to temporarily fill the vacancy until this Annual Meeting, at which time, if there is no opposition, Mr. Huval will be elected to fill Mr. Lewis’ unexpired term by acclamation.

A brief statement of qualifications is included in this notice. Per Credit Union Bylaws, an election will not be conducted by ballot, and there will be no nominations from the floor where there is at least one nominee for each position to be filled.

Nominations for vacancies may still be made by petition signed by 1% of the members with a maximum of 500. Each nominee by petition must submit a similar statement of qualifications and biographical data with the petition. Nominations by petition must be accompanied by a signed certificate from the nominee that they are agreeable to nomination and will serve if elected to office. All signed petitions must be received by March 1, 2022, and submitted to:

Secretary of the Board
New Horizons Credit Union
P.O. Box 2966
Mobile, AL 36652

Any candidate who wishes to run for office must be a member in good standing with the Credit Union. Interested and qualified members may obtain a candidate/petition packet from the Corporate Office at 622 Azalea Road, Mobile, AL 36609.

Should there be no contest, nominees to the New Horizons Credit Union Board of Directors and Supervisory Committee will be elected by acclamation at the Credit Union’s Annual Meeting on April 28, 2022.

Slate of Officers Nominations

Board of Directors Nominees:

Deloris T. Bagsby (Incumbent) – 3-year term:

Deloris Bagsby has served on the Board of Directors since 2005 and currently serves as Secretary. She formerly served on the Supervisory Committee and has been a Credit Union member for over 43 years. She is also a former credit union employee. Ms. Bagsby is retired as Program Coordinator from the Alternative Sentencing Department at the Mobile Correctional Center. She presently serves on the Mobile Judicial Commission appointed by Governor Kay Ivey. Ms. Bagsby stays active in the community through the Mobile County HIV Planning and Outreach Committee, Mobile Weed & Seed Community, Mobile Alumnae Chapter of Delta Sigma Theta Sorority, and other organizations.

Scott Huval – 2-year term:

Scott Huval has served as a member of the New Horizons Credit Union Supervisory Committee for over 10 years.  Prior to that, Scott held an Associate Director position for the New Horizons Credit Union Board of Directors.  Scott Huval is currently employed as a Senior Accounting Manager at Volunteers of America, Southeast.  Scott graduated in 1990 from Louisiana State University with a Bachelor’s Degree in Accounting.  Scott Huval also holds two accounting certifications: Certified Public Accountant, and Certified Management Accountant. Scott also stays active in the local community.

W.J. “Joe” Mills (Incumbent) – 3-year term:

W.J. “Joe” Mills has served on the Board of Directors for over nine-years. Previously, Mr. Mills served on the Credit Union’s Supervisory Committee for over eight years. Mr. Mills also has served on the Credit Committee for nine years. Mr. Mills has been retired since 2001 from Kimberly-Clark Corporation, formerly Scott Paper Company, where he was employed in the E&I Department. Mr. Mills has been a proud New Horizons Credit Union member for over 56 years. Mr. Mills stays active in the community with his commitment to the annual Mobile County Public School System’s High School Hi-Q Scholastic Bowl & Tournament where he has participated as equipment manager and score keeper for over 30 years.

Supervisory Committee Nominee:

Ashley Zavros (Incumbent) – 3-year term:

Ashley Zavros has served as member of the Supervisory Committee for five years. She has served as an Associate Director for over four years learning and understanding the mission of the Credit Union. Ms. Zavros is currently employed by the University of South Alabama as their Athletics Account Executive for Jaguar Sports Properties where she ensures the corporate sales components and maintains relationships with community partners to support the Jag fund which serves over four hundred student-athletes. Previously, Ms. Zavros was a Senior Account manager for Clear Channel Media. She also is a supporter of St. Jude Children’s Research Hospital, United Way, and is also active in many community organizations.